4545 Debbie Lane, Lutz, FL 33559 (MLS # TB8545612)

Price $420,000
Status Active
Beds 4
Baths 3 Baths
Home size 2,478 sqft
Lot Size 10,455 sqft
Days on Market 2
A Rare Find in Lutz/Wesley Chapel "” Pool Home with NO HOA and NO CDD! This unique pool home offers an exceptional combination of space, updates, privacy, and location "” all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity. Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage. Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home's most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate. The bathrooms have also been updated with new vanities and modern finishes. The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun. The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare. The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find. Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for "” without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today!
Property Type(s): Single Family
Last Updated 9/5/2026 Tract TAMPA DOWNS HEIGHTS
Year Built 1980 Community 33559 - Lutz
Garage Spaces 2.0 County Pasco

SCHOOLS

Elementary School Veterans Elementary School
Jr. High School Cypress Creek Middle School
High School Cypress Creek High-PO

Additional Details

AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
AREA 33559 - Lutz
CONSTRUCTION Block
FIREPLACE Yes
GARAGE Yes
HEAT Heat Pump
INTERIOR High Ceilings, Open Floorplan
LOT 10454 sq ft
PARKING Attached
POOL Yes
POOL DESCRIPTION In Ground, Private
SEWER Private Sewer
STORIES 1
SUBDIVISION TAMPA DOWNS HEIGHTS
TAXES 4249.72
UTILITIES Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
VIEW Yes
VIEW DESCRIPTION Trees/Woods
WATER Public

Location

 

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Listing provided by Kurt Derkevics, FUTURE HOME REALTY INC, 813-855-4982
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Last updated 9/6/26 6:45 PM PDT.

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